Terms of Use

Assumption of Risk. 

You use the Internet and this website (“Site”) solely at your own risk and subject to all applicable local, state, national, and international laws and regulations. While the parties that created the Site (“Creators”) have endeavoured to create a secure and reliable website, please be advised that the confidentiality of any communication or material transmitted to/from this Site over the Internet cannot be guaranteed. Accordingly, the Creators are not responsible for the security of any information transmitted via the Internet, the accuracy of the information contained on the Site, or for the consequences of any reliance on such information. The Creators shall have no liability for interruptions or omissions in Internet, network or hosting services. You assume the sole and complete risk of using the Site.

 

DISCLAIMERS.

The ratings, indicative remarks and opinions set out in this Site are based on sources believed by the creators of the Site to be accurate and reliable. You expressly agree that (a) ratings, indicative remarks and opinions provided via the Site are, and will be construed solely as, statements of opinion of the relative future risk (as defined below) of human rights violations, criminal and civil acts against individuals and groups of individuals not statements of current or historical fact as to impact on current or future business activities, commercial endeavours, profitability, revenue streams or costs, credit worthiness, investment or financial advice, recommendations regarding any business decisions, endorsements of the accuracy of any of the data or conclusions, or attempts to independently assess or vouch for the business or financial condition or risk of any current or future business or commercial activity, endeavour or enterprise; (b) ratings, indicative remarks and opinions provided via the Site do not address any other risk; (c) ratings, indicative remarks and opinions provided via the Site do not take into account your business or corporate objectives, financial situations or legal exposure; (d) each rating or other opinion may be weighed, if at all, solely as one factor, of many, in any decision made; and (e) you will accordingly, with due care, make your own study and evaluation of each business decision and seek professional advice to provide meaning and interpretation of the ratings, indicative remarks and opinions provided via this Site. Further, you expressly agree that any tools or information made available on the Site are not a substitute for the exercise of independent judgment and expertise. You should always seek the assistance of a professional for advice and for the avoidance of doubt the ratings, indicative remarks and opinions are not intended to be a substitute for such advice. 

The creators of the Site adopt all necessary measures so that the information it uses in assigning a ratings, indicative remarks and opinions are of sufficient quality and from sources the Creator’s consider to be reliable. However, the Creators are not auditors, law enforcement officers or practising lawyers and cannot in every instance independently verify or validate information received in the rating process. Because of the possibility of human mechanical error as well as other factors, the Site are provided on an "AS IS" and “AS AVAILABLE” basis without representation or warranty of any kind, and THE CREATORS MAKE NO REPRESENTATION OR WARRANTY, JOINTLY OR SEVERALLY,  EXPRESS OR IMPLIED, TO YOU OR ANY OTHER PERSON OR ENTITY AS TO THE ACCURACY, RESULTS, TIMELINESS, COMPLETENESS, MERCHANTABILITY, FITNESS FOR ANY PARTICULAR PURPOSE WITH RESPECT TO THE SITE OR ANY RELATED MATERIALS. The Creator’s make no representation or warranty that any of the ratings, indicative remarks and opinions set out in this Site are appropriate or available for use in any particular locations, and access to them from territories where any of the contents of this Site are illegal is prohibited. If you choose to access this Site from such locations, you do so on your own volition and are responsible for compliance with any applicable local laws, rules and regulations. The Creators may limit the Site’s availability, in whole or in part, to any person, geographic area or jurisdiction we choose, at any time and in our sole discretion. You agree and acknowledge that no oral or written information or advice given by the Creators or any of its employees or agents in respect to the Site shall constitute a representation or a warranty unless such information or advice is incorporated into these Terms of Use by a written agreement. FURTHER, THE SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS, AND THERE MAY BE TIMES WHEN THIS SITE OR ITS CONTENTS ARE UNAVAILABLE. MOREOVER, THE CREATORS MAY MAKE MODIFICATIONS AND/OR CHANGES TO THE SITE OR TO THE MATERIALS DESCRIBED OR MADE AVAILABLE ON THE SITE AT ANY TIME, FOR ANY REASON. YOU ASSUME THE SOLE RISK OF MAKING USE AND/OR RELYING ON THE MATERIALS MADE AVAILABLE ON THE SITE. .

TO THE EXTENT PERMITTED BY LAW, THE CREATORS EACH DISCLAIM LIABILITY FOR ANY, INDIRECT, SPECIAL, CONSEQUENTIAL, OR INCIDENTAL DAMAGES WHATSOEVER ARISING OUT OF OR IN CONNECTION WITH YOUR ACCESS TO OR USE OF THIS SITE AND ITS CONTENT, EVEN IF ANY OF THE CREATORS, JOINTLY OR SEVERALLY, HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES, INCLUDING, BUT NOT LIMITED TO:

 

(i)             COMPENSATION, REIMBURSEMENT OR DAMAGES ON ACCOUNT OF THE LOSS OF PRESENT OR PROSPECTIVE PROFITS;

 

(ii)            EXPENDITURES, INVESTMENTS OR COMMITMENTS, WHETHER MADE IN THE ESTABLISHMENT, DEVELOPMENT OR MAINTENANCE OF BUSINESS REPUTATION OR GOODWILL;

 

(iii)           COST OF CAPITAL;

 

(v)          THE CLAIMS OF ANY THIRD PARTY, OR

 

(vi)         ANY SUCH DAMAGES ARISING OUT OF OR IN CONNECTION WITH ANY OTHER REASON WHATSOEVER.

 

TO THE EXTENT PERMITTED BY LAW, THE CREATORS, JOINTLY OR SEVERALLY, DISCLAIM LIABILITY FOR ANY DIRECT OR COMPENSATORY DAMAGES CAUSED TO ANY PERSON OR ENTITY, INCLUDING BUT NOT LIMITED TO BY ANY NEGLIGENCE (BUT EXCLUDING FRAUD, WILLFUL MISCONDUCT OR ANY OTHER TYPE OF LIABILITY THAT, FOR THE AVOIDANCE OF DOUBT, BY LAW CANNOT BE EXCLUDED) ON THE PART OF, OR ANY CONTINGENCY WITHIN OR BEYOND THE CONTROL OF, THE CREATORS ARISING FROM OR IN CONNECTION WITH YOUR USE OF THIS SITE AND ITS CONTENTS.

THE USER MUST USE ALL REASONABLE ENDEAVORS TO MITIGATE ANY LOSS OR DAMAGE WHATSOEVER (AND HOWSOEVER ARISING) AND NOTHING IN THESE TERMS OF USE SHALL BE DEEMED TO RELIEVE OR ABROGATE THE USER OF ANY SUCH DUTY TO MITIGATE ANY LOSS OR DAMAGE.

IN ANY EVENT, TO THE EXTENT PERMITTED BY LAW, THE AGGREGATE LIABILITY OF THE CREATORS FOR ANY REASON WHATSOEVER RELATED TO ACCESS TO OR USE OF THIS SITE AND ITS CONTENT SHALL NOT EXCEED U.S. $100.